What types of businesses do you expect to keep offering coverage? What types will drop?

A village market staffed by lower and middle-income employees (up to 400% of federal poverty level, or household income of $94,200 for a family if four) might consider dropping coverage in order to allow the employees to take advantage of federal tax credits. A law firm with high-income partners, on the other hand, might decide to continue their employer-sponsored insurance. Businesses with a mix of employee incomes will have a tougher decision. These businesses will likely want to consult Vermont Health Connect’s decision tools, such as the Small Employer Estimator, or have a certified Navigator or registered brokers walk through the process of deciding what is best for each of their particular situations.