What will happen to the deductible and out of pocket limits for the extension period? Will my employees be credited for any use of deductible or out of pocket expenses during the period of extension?

On January 1, 2014, the deductible and out of pocket amounts for your 2013 health plan will reset to zero, as they would at the beginning of any plan year. If your employees have selected the same carrier for their 2014 Vermont Health Connect plan, any deductible and out of pocket amounts accumulated from January 1, 2014 until the end of the extension period will apply to their 2014 Vermont Health Connect plan.